$25,000 after tax in Australia (2026-27)

Q: How much tax comes out of $25,000 a year each week?

$18 on $480.77 a week. That assumes the tax-free threshold is claimed. It's the 2026-27 Schedule 1 figure. A payslip can differ a little.

Q: What is the average tax rate on a $25,000 salary?

Roughly 1.28% of $25,000 goes in tax and Medicare levy. That's well under the 15% top rate, because the first $18,200 is tax free and the next bands are taxed at lower rates.

Q: How much super is paid on a $25,000 salary?

$3,000 a year, if $25,000 is your base salary. Super guarantee is 12% of qualifying earnings in 2026-27. If $25,000 is a package that includes super, the base salary is about $22,321 and super is about $2,679.

Q: How much is $25,000 a fortnight after tax?

$949.23 lands in your account each fortnight, from $961.54 gross. Some years have 27 fortnightly paydays, and the fortnightly tax table shows how withholding changes when that happens.

Q: How much is $25,000 a month after tax?

About $2,056.67 a month after tax in 2026-27, from $2,083.33 gross. Monthly withholding uses a 13-week quarter, so the amount your employer withholds can differ from this by a few dollars.

Q: How much is $25,000 a year per hour?

$25,000 a year is about $12.65 an hour on a 38-hour week (1,976 paid hours). On a 40-hour week it's $12.02 an hour. After tax, the 38-hour figure is about $12.49 an hour.

Take-home pay on $25,000 after tax is $24,680 a year in 2026-27: $2,057 a month, $949 a fortnight or $475 a week. The figures use Australian resident rates, the tax-free threshold and no HELP debt (ATO tax rates for Australian residents (opens in a new tab)).

By Calculatax editorial teamLast reviewed 1 November 2026How this is verified

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2026-27 key figures

Tax-free threshold: $18,200
Medicare levy: 2%
Low income tax offset: Up to $700
Top rate: 45% over $190,000

Take-home pay per fortnight

$949.23

$474.62 a week after tax

From $961.54 gross per fortnight

You keep 98.7%
Income tax 1.3%

What if

Take-home pay by pay period, 2026-27 resident rates

Your yearly take-home ÷ 26.

Breakdown

Income tax breakdown
Item	Per year	Per fortnight
Gross income	$25,000	$961.54
Income tax before offsets	$1,020	$39.23
Low income tax offset	−$700	−$26.92
Medicare levy	$0	$0
Total tax	$320	$12.31
Take-home pay	$24,680	$949.23

Tax per bracket

Income tax per bracket
Taxable income	Rate	Your income in band	Tax
$0 to $18,200	0%	$18,200	$0
$18,201 to $45,000	15%	$6,800	$1,020
$45,001 to $135,000	30%	$0	$0
$135,001 to $190,000	37%	$0	$0
Over $190,000	45%	$0	$0

Total tax per fortnight: $12.31
Effective tax rate: 1.28%
Marginal rate (incl. Medicare): 15%; On your next $1,000. No levy on foreign or WHM rates.

The same income in each year

Income tax: $12.31
Medicare levy: $0
Take-home pay: $949.23

You keep $68 more a year than in 2025-26, about $2.62 a fortnight. See how the 2026-27 tax cut works

Key insights

$25,000 a year is $12.65 an hour on a 38-hour week, before tax.
Each extra $1,000 on top of $25,000 adds about $850 to your take-home pay.
You're $20,000 below the 30% bracket.

Where your income sits in the 2026-27 tax brackets

Your salary of $25,000 sits in the 15% bracket. $20,000 until the next one.

Resident tax rates, 2026-27. Source: ATO. Your marginal rate is 15%, including Medicare.

2026-27 resident rates with the 2% Medicare levy and LITO. Source: ATO.
Pay period	Gross	Tax and Medicare	Take-home
Year	$25,000.00	$320.00	$24,680.00
Month	$2,083.33	$26.67	$2,056.67
Fortnight	$961.54	$12.31	$949.23
Week	$480.77	$6.15	$474.62
Hour (38-hour week)	$12.65	$0.16	$12.49

Tax on your next dollarIncludes the Medicare levy: 15%
Average rateTax and Medicare on the whole $25,000: 1.28%
Employer super on topThat makes $25,000 a $28,000 package at the 12% super guarantee rate. The super must reach your fund within 7 business days of each payday.: $3,000

What changes near this salary

Four thresholds sit close to $25,000 in 2026-27.

$18,200
Tax-free threshold
$6,800 below
Income above it's taxed from 15 cents in the dollar.
$25,000
This salary
$28,011
Medicare levy starts for singles (latest announced, 2025-26)
$3,011 above
A single person pays no Medicare levy. Above it, the levy phases in at 10 cents per extra dollar.
$35,014
Full Medicare levy for singles (latest announced, 2025-26)
$10,014 above
A single person pays a reduced levy or none. Above it, the full 2% levy applies to the whole income.

Which tax bracket is $25,000 in?

Tax bracket$18,201 to $45,000: 15%
To the 30% bracketBefore the higher rate starts: $20,000
More take-home than 2025-2616% fell to 15%: $68

A higher bracket applies just to the dollars above its starting point.

How the tax-free threshold and LITO shrink tax on $25,000

Only $6,800 of $25,000 is taxed, because the first $18,200 is tax free. At 15% that's $1,020. The low income tax offset then cuts $700 off the bill, leaving $320 of income tax.

Income band	Rate	Tax on this band
$0 to $18,200	0%	$0.00
$18,201 to $25,000	15%	$1,020.00

The offset can't create a refund on its own: it stops once income tax reaches zero. Above $37,500 the low income tax offset shrinks, and at $66,667 it's gone.

Medicare levy on $25,000: full, reduced or nil?

None, if you are single with no dependants. $25,000 is below the Medicare levy low-income threshold of $28,011, so the 2% levy doesn't apply (2025-26 threshold; the 2026-27 figure has not been announced yet). Families and seniors have higher thresholds; the Medicare levy calculator checks those.

$25,000 as part-time hours: what it equals at 20, 25 or 30 hours a week

The table shows the hourly rate that produces $25,000 over 52 paid weeks.

Hourly rates before tax. National minimum wage from 1 July 2026. Source: Fair Work Ombudsman.
Hours a week	Hourly rate needed to earn $25,000	Compared with the $26.44 minimum wage
20	$24.04	9% below
25	$19.23	27% below
30	$16.03	39% below

At the national minimum wage of $26.44 an hour, $25,000 takes about 18.2 hours a week over 52 weeks. Award rates for your classification may be higher than the minimum.

Two jobs adding up to $25,000: why too much tax may be withheld

Say $25,000 comes from two jobs: $15,000 where you claim the tax-free threshold and $10,000 where you don't. Over a year the employers would withhold about $0 and $1,508, a total of $1,508. Your actual tax on $25,000 is about $320, so roughly $1,188 would come back as a refund. Only one employer should apply the tax-free threshold. The PAYG withholding calculator shows the per-pay figures for each job.

Super on $25,000, plus LISTO and the co-contribution top-ups

Your employer pays 12% super guarantee on top of $25,000: $3,000 a year. Because income is under $37,000, the low income super tax offset refunds the 15% contributions tax on that super, about $450. If you also put $1,000 of your own after-tax money into super, the government co-contribution adds up to $500, subject to the eligibility tests.

2026-27 resident rates, no HELP debt, Medicare levy included. Source: ATO.
Salary	Total tax	Take-home a year	Take-home a week
$20,000	$0	$20,000	$384.62
$25,000	$320	$24,680	$474.62
$30,000	$1,269	$28,731	$552.52
$35,000	$2,519	$32,481	$624.64

Of the $5,000 gap between $25,000 and $30,000, about $4,051 reaches your bank account after tax (81%).

For a different figure, try the tax calculator or the pay calculator.

Keep going

$30,000 after taxthe next salary up, by year, month, fortnight and week.Salary after tax tablescompare take-home pay from $20,000 to $300,000.

$25,000 income questions: total tax, hourly pay and super top-ups

Still stuck? Email us

Last reviewed 1 November 2026

How much tax comes out of $25,000 a year each week?

$18 on $480.77 a week. That assumes the tax-free threshold is claimed. It's the 2026-27 Schedule 1 figure. A payslip can differ a little.

What is the average tax rate on a $25,000 salary?

Roughly 1.28% of $25,000 goes in tax and Medicare levy. That's well under the 15% top rate, because the first $18,200 is tax free and the next bands are taxed at lower rates.

How much super is paid on a $25,000 salary?

$3,000 a year, if $25,000 is your base salary. Super guarantee is 12% of qualifying earnings in 2026-27. If $25,000 is a package that includes super, the base salary is about $22,321 and super is about $2,679.

How much is $25,000 a fortnight after tax?

$949.23 lands in your account each fortnight, from $961.54 gross. Some years have 27 fortnightly paydays, and the fortnightly tax table shows how withholding changes when that happens.

How much is $25,000 a month after tax?

About $2,056.67 a month after tax in 2026-27, from $2,083.33 gross. Monthly withholding uses a 13-week quarter, so the amount your employer withholds can differ from this by a few dollars.

How much is $25,000 a year per hour?

$25,000 a year is about $12.65 an hour on a 38-hour week (1,976 paid hours). On a 40-hour week it's $12.02 an hour. After tax, the 38-hour figure is about $12.49 an hour.

Estimates only, based on published rates for 2026-27. General information, not tax or financial advice.

Sources

Provisional: the Medicare levy low-income thresholds ($28,011 and $35,013) are carried over from the previous financial year until the ATO publishes the 2026-27 figures.