What changed for me on 1 July 2026-27
What changed for me on 1 July? This shows your pay line by line. On an $80,000 salary, take-home rose by $268 a year in 2026-27, or $10.31 a fortnight, and is set to rise another $518 in 2027-28.
The link carries the numbers you entered, so anyone who opens it sees the same result.
Take-home a fortnight, from 1 July 2026
+$10.31
Income tax before offsets
- 2025-26
- $14,788
- 2026-27
- $14,520
- -$268-$10.31 a fortnight
- 2027-28
- $14,252
- -$268-$10.31 a fortnight
2027-28: Law: 14% first rate from 1 July 2027
Low income tax offset
- 2025-26
- $0
- 2026-27
- $0
- No change
- 2027-28
- $0
- No change
2027-28: No table published yet
Working Australians tax offset
- 2025-26
- $0
- 2026-27
- $0
- No change
- 2027-28
- $250
- +$250+$9.62 a fortnight
2027-28: Law: starts 1 July 2027
Medicare levy
- 2025-26
- $1,600
- 2026-27
- $1,600
- No change
- 2027-28
- $1,600
- No change
2027-28: Rate is law. Low-income thresholds not published
Employer super at the guarantee rate
- 2025-26
- $9,600
- 2026-27
- $9,600
- No change
- 2027-28
- $9,600
- No change
2027-28: Law: 12%. The 2027-28 base isn't published
Take-home pay
- 2025-26
- $63,612
- 2026-27
- $63,880
- +$268+$10.31 a fortnight
- 2027-28
- $64,398
- +$518+$19.92 a fortnight
2027-28: Estimate on the laws above
- A year, compared with 2025-26
- +$268
- A fortnight, from 1 July 2027
- +$19.92
- A year, compared with 2026-27
- +$518
| Default result: $80,000 salary | 2025-26 | 2026-27 | 2027-28 |
|---|---|---|---|
| Income tax before offsets | $14,788 | $14,520 | $14,252 |
| Working Australians tax offset | $0 | $0 | $250 |
| Medicare levy | $1,600 | $1,600 | $1,600 |
| Take-home pay | $63,612 | $63,880 | $64,398 |
What changed on 1 July 2026
The first tax rate fell from 16% to 15% on income from $18,201 to $45,000. That's worth up to $268, and the tax cuts calculator works it out for any income. The ATO's page on the tax cuts (opens in a new tab) has the law.
What is law for 1 July 2027
Two changes have passed. The first rate falls again to 14%, and a $250 Working Australians tax offset (opens in a new tab) starts. Medicare low-income thresholds and HELP thresholds for 2027-28 aren't published, so we leave those out or mark them.
Your own salary may have a page: the salary after tax table has common amounts, and the income tax calculator takes any figure.
Why does HELP show as not published for 2027-28?
The ATO hasn't set those thresholds yet. We won't guess them, so that year's take-home leaves HELP out when you tick the box.
Did the Medicare levy change?
The 2% rate didn't. The low-income thresholds for 2026-27 and 2027-28 aren't out yet, so low incomes use the latest published figures.
Did my super change?
The rate stayed at 12%, and it stays there. The base it applies to moved to a yearly figure under Payday Super.
- Tax cuts calculator: the tax cut on your income.
- Income tax calculator: tax and take-home on your salary.
Estimates only, based on published rates for 2026-27. General information, not tax or financial advice.
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